Chairman of BPKM: Leading the Way for Indonesian SMEs

Indonesia’s economy is driven by its small and medium enterprises (SMEs), which make up 99% of all businesses in the country. These SMEs are key to Indonesia’s economic growth and job creation, but they often face challenges in accessing funding, technology, and markets. To address these challenges, Indonesia’s government established the Small and Medium Enterprises Development Bank (BPKM) in 2015, with the goal of providing financial and non-financial support to SMEs.

What is BPKM?

BPKM is a government-owned bank that focuses on developing SMEs in Indonesia. It provides financing, consultation, and training to SMEs, with the aim of increasing their competitiveness and productivity. BPKM’s services include credit guarantees, working capital loans, investment loans, and export financing. In addition to financing, BPKM also offers technical assistance and training to SMEs, to help them improve their management, marketing, and product quality.

Who is the Chairman of BPKM?

The current Chairman of BPKM is Dr. Syarifuddin Hasan. Dr. Hasan has a long and distinguished career in finance and public service, having worked in various positions in Indonesia’s banking and financial sector. Before his appointment as the Chairman of BPKM, Dr. Hasan was the Director General of Budget at the Ministry of Finance. He holds a PhD in economics from the University of Illinois at Urbana-Champaign and a Master’s degree in economics from the University of Indonesia.

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What is the Role of the Chairman of BPKM?

The Chairman of BPKM is responsible for leading and managing the bank, and ensuring that it achieves its mission of developing Indonesia’s SMEs. The Chairman is appointed by the President of Indonesia, and reports to the Minister of Finance. The Chairman is supported by a Board of Directors, which includes representatives from the government, business, and academia. The Chairman is also responsible for representing BPKM in national and international forums, and for building partnerships with other institutions that support SME development in Indonesia.

What are the Challenges Faced by SMEs in Indonesia?

SMEs face many challenges in Indonesia, including access to finance, technology, and markets. Many SMEs are unable to obtain financing from banks, due to lack of collateral or credit history. Others lack the skills and knowledge needed to improve their management practices, marketing, and product quality. In addition, many SMEs are located in rural areas, where infrastructure and logistics are poor, making it difficult to access markets and distribution networks.

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How does BPKM Support SME Development?

BPKM provides a range of services to support SME development in Indonesia. Its primary focus is on providing financing, including credit guarantees, working capital loans, investment loans, and export financing. BPKM also offers technical assistance and training to SMEs, to help them improve their management, marketing, and product quality. BPKM works closely with other institutions that support SME development in Indonesia, such as the Ministry of Cooperatives and SMEs, the Indonesian Chamber of Commerce and Industry, and the Indonesia Eximbank.

What are the Achievements of BPKM?

Since its establishment in 2015, BPKM has made significant achievements in supporting SME development in Indonesia. As of 2021, BPKM has provided financing to over 2.5 million SMEs, with a total value of IDR 333 trillion (USD 22.7 billion). BPKM’s credit guarantee program has helped SMEs access financing from commercial banks, by providing guarantees for up to 80% of the loan value. BPKM’s training and consultation programs have helped SMEs improve their skills and knowledge, leading to increased productivity and competitiveness.

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What are the Future Plans of BPKM?

BPKM has ambitious plans for the future, aimed at further supporting SME development in Indonesia. One of its key priorities is to expand its financing programs, to reach more SMEs in rural areas and sectors that are currently underserved by banks. BPKM also plans to increase its focus on non-financial services, such as training and technical assistance, to help SMEs improve their management practices, marketing, and product quality. BPKM aims to become a leading institution in supporting SME development in Indonesia, and to contribute to the country’s economic growth and job creation.

Conclusion

The Chairman of BPKM plays a critical role in leading and managing the bank, and ensuring that it achieves its mission of supporting SME development in Indonesia. Dr. Syarifuddin Hasan, the current Chairman of BPKM, brings a wealth of experience and expertise to the position, and has made significant contributions to BPKM’s achievements. BPKM has made significant progress in supporting SMEs in Indonesia, and has ambitious plans for the future, aimed at further increasing its impact. BPKM’s work is critical to Indonesia’s economic growth and job creation, and its success will have far-reaching benefits for the country and its people.

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